Dear Reader,
Yes, I
have not been consistent. This will probably continue.
I have
many events to record though, from the past week or so, thus there might be a
slight increase in posts. I have filled up with family time, begun my last
semester of my undergraduate career and received some exciting news which will
most likely inspire several later posts.
For now,
back to creating goals!
1. What
is one specific area of progress you’d like to see this year in your financial
health?
No more debt! And a healthy savings account. J
I can now proudly say that I got through college without any loans. I am on a payment plan for this semester, but I just need about $1,500 more pay it all off!
No more debt! And a healthy savings account. J
I can now proudly say that I got through college without any loans. I am on a payment plan for this semester, but I just need about $1,500 more pay it all off!
2. How is
your current income? In what ways can you make this increase?
My
current income will be drastically different next semester. I’m not worried.
Grad school will more than double my current income. And TA stipends are not
exactly luxurious, so that tells you something. ;)
3. How
much debt do you have? In what ways can you eliminate a sizeable portion of it
(or all of it) this year?
None!
This will most likely change as I move out, etc.
4. How is
your savings account? In what ways can you save more money this year?
Fairly
good. School has pretty much cleaned me out, but I’ll build it back up. I just
have to be careful with buying books. It’s my one weakness.*
1. What
is one specific area of progress you’d like to see this year in your financial
health?
Once, I have a steady income, I want to create a
budget. I’m so excited for this. It makes my nerdy heart happy already to think
of the lists and spreadsheets I will be able to make.
6. Are
you giving regularly? If not, in what way can you give financially this year?
I’ve
given quite a bit for two years now and God has seen fit to bless me incredibly
with this. I give mostly where I see need, specifically with people I know, so
I don’t see this changing. However, I would like to continue sponsoring a child
through Amazima. (great ministry, btw!)
7. What
is your plan this month for starting progress towards better financial health?
No plan, except
spend little and save much.
1. In
what ways would you like to grow in your relationships outside the family?
I would
like to intentionally connect with friends that I don’t see that often. Phone calls,
texts and Skype can make this possible.
With
people I see more often, I want to be intentional about listening to them and
putting people first even before grades. I tried this last semester and I think
it really works.
2. What
are some ways you can be of service to your immediate community?
Honestly,
I know I will be stretched very thin this semester. And I have no idea what next
semester will bring. So summer it is. Perhaps I can do some volunteering.
3. Who
are some specific people in your life that can use some encouragement? What
will you do to encourage them this year?
No names. I need to create code names for some people. But yes, there are people that I want to pour into because they have helped and supported and encouraged me so much.
4. Who
are some people in your life that you admire? What are some practical ways you
can positively use their influence in your life?
Some
excellent professors, some grad students that are friends, and some others. See
above why they are amazing. I think to use their influence, I need to keep
these connections strong and not let them weaken or disappear simply because I
don’t see them as often.
And there you have it! Some excellent goals which I have already failed
at. But there are new mercies every morning and Hallelujah for that!
*Guess that reference!